You CAN get affordable life insurance, even when you have diabetes
More than 30 million Americans live with diabetes, and too many of them think they’re not eligible for the life insurance they need – or, if they do qualify, it will cost too much.
That’s just not the case. Not anymore. One of our life insurance companies just came out with a new product specifically for people with diabetes.
The first life insurance for those living with diabetes
Aspire, created by John Hancock, is the first and only life insurance designed for people living with diabetes. It combines the long-term financial protection our clients want, with a personalized diabetes support program that meets the unique health and lifestyle needs of people living with both type 1 and type 2 diabetes.
Also, it rewards them for taking steps to manage their condition and live a longer, healthier life.
With Aspire, policyholders can:
- Easily qualify – The vast majority of applicants with diabetes get insured.
- Save up to 25 percent off premiums.
- Enjoy a healthier life with tools that help them manage their disease.
Helping you to a better life
Two features John Hancock offers in connection with Aspire can help clients to a better life:
Vitality – After registering with John Hancock Vitality and taking the Vitality Health Review (VHR), members can begin setting their health goals and accessing Vitality tools, resources and incentives to meet those goals. Using the Vitality smartphone app, members can capture their healthy activities to earn Vitality Points.
Onduo – After completing their VHR, Aspire members with type 2 diabetes will be invited to register with Onduo, a virtual diabetes management clinic. Qualified members can use the app to monitor trends in their blood glucose levels and see the impacts of daily choices including meals and activity. Monitoring blood glucose over the course of the day and over time can help members keep their diabetes in check and meet target goals.
Get rewards for living right
With Aspire, John Hancock is rewarding people who are living with diabetes for the things they are already doing every day to manage their diabetes and stay healthy, including:
Daily Exercise – Those who exercise regularly can earn points and rewards without making any other lifestyle changes. It might be just what you need to get started on a routine that works for you.
Health Eating – Clients can earn up to 25 percent off on qualified purchases or Vitality Points for making smart choices at the grocery store. You can also learn more about how certain foods affect your body and overall health.
To learn more, contact any of the professionals at South Risk. We can help you get this coverage offered by John Hancock or whatever kind of insurance you need.